Motor Vehicle

If you, a family member, or friend have been involved in a motor vehicle collision or have been struck by a motor vehicle while riding a bicycle or walking as a pedestrian, then you probably have questions and concerns that need to be answered. In the event that you sustained an injury or have a health condition, please seek medical attention immediately to ensure your personal health and safety. Like most people involved in a motor vehicle collision, you want to ensure that any injury or health condition is immediately addressed by a trained physician. If you sustained an injury or are experiencing pain or unusual symptoms, then you may be risking your personal health and safety by not seeking medical attention. Waiting for your pain or symptoms to resolve on their own may adversely affect your health or give an advantage to the insurance company in claiming that your injuries are not related to the motor vehicle collision.

In addition to seeking medical attention, it is important to document and keep any physical evidence concerning the motor vehicle collision. You made need this evidence later to ensure that the insurance company properly evaluates your claim and compensates you fairly for your injuries and property damage. Among other evidence, you may need to obtain the police report, photographs of the scene, photographs of your injuries, copies of your medical records and medical bills, witness statements, vehicle repair estimates, and possibly even the vehicles themselves. In the event that you are forced to file a lawsuit to protect your rights and obtain just compensation, you will need this and other evidence to prove your case.

You probably have questions concerning whether to report the collision to the police, what to do if the police were not contacted, whether to report the collision to your insurance company, whether to give a written or recorded statement to the insurance adjuster, whether to release the vehicle to the insurance company, and what to do to ensure that your vehicle is promptly repaired and your property damage is resolved.

You may also be wondering what to do if the other driver did not have insurance, whether you have coverage for medical expenses under your own automobile insurance policy such as “Med-Pay” medical payments coverage" or "PIP" personal injury protection coverage, and whether you should provide your health insurance, Tricare, Medicare, or Medicaid information to the physicians who treat you for the injuries you sustained as a result of the motor vehicle collision.

If you have any of these questions or concerns, then you should speak with an attorney immediately. There are deadline and time limitations with regard to how long you can wait to file a claim or lawsuit, evidence can become destroyed, and witnesses can disappear. An attorney may be able to answer your questions, ensure that you obtain the medical attention you need, hire an investigator, take steps to preserve evidence, contact witnesses, and advise you with regard to the value of your claim.